Bill Christie FCBI— your Business and Commercial Finance Facilitator.
Managing Director of CER Business Finance Ltd, a Chartered Banker and a Fellow of the Chartered Banker Institute.
“It may be that what you want is not what you need.”
OVER 40 YEARS · HIGH STREET · MERCHANT BANKING · CONSULTANCY
Identifying suitable funding is NOT always about the High Street lenders. They have their place BUT there are so many other alternatives to consider.
When discussing a client’s requirements it is not the case of what they "want" but what they "NEED"
As your "Business and Commercial Finance Facilitator" we do not have "all the answers" but with over 40 years of experience and an extensive network of professional and business connections Bill Christie would be pleased to discuss your AND your clients business.
PRINCIPLE · 40 YEARS · BY INTRODUCTION
Four things, no more, no less.
Business advice and guidence
The appropriate Financial Tools
All sectors considered
All information provided by you and your Advisors is collated in a professional presention to the appropriate lenders or institutions.

By way of introduction.
The Royal Bank of Scotland.
A career of 25 years including 7 years in London.
Culminating in two Senior Positions in the Gordon Street Office, Glasgow.
Head of Advances.
Then.
Establishing Scotland's First Business Development Unit.
James Finlay Bank Limited — (Former Scottish Merchant Bank).
1988 Appointed Group Development Manager for six Finance related Companies.
1995 Companies were all sold by the Parent Company, James Finlay PLC.
Consultancy.
The start of my journey as “Your Business and Commercial Finance Facilitator”.
Ambassador — Together Money.
With over 40 Years of experience in High Street, Merchant Banking and his own Consultancy, Bill would enjoy discussing your requirements with you.
“To discuss with clients what they want and show them what they need.”
I do not seek plaudits, awards, publicise how much I have raised for clients or indeed the advice and guidance I have given, many times free of charge, gained with knowledge and experience accumulated over 40 years and still learning.
“thank you so much for your honesty and advice, I am truly grateful. It is really hard when so emotionally connected with a project to see things objectively, but I am not ready to call it a day just yet. As you suggest I will concentrate on things here in the UK and maybe find a XXX tools supplier who will take my product on.”

TOGETHER MONEY. Commercial Property including domestic property portfolios, land and Bridging facilities.
